Photo by Olav Ahrens Røtne on Unsplash There’s nothing wrong with a good work ethos and the willingness to put in a little elbow grease, but if you’re always working super hard and not getting the results you want or the promotion you feel you deserve, perhaps it’s time to reevaluate. After all, the definition […]
Working Hard Versus Working Smart: 3 Golden Rules Read More »
Photo by Ian Taylor on Unsplash Potholes are a hot topic at the moment. There is growing concern at the fact that our South African roads seem to be rapidly deteriorating, and much frustration at the municipality’s inability to keep up with the demand of repairing these gaping holes, scattered throughout the country’s infrastructure. On
What to Do if You Hit a Pothole Read More »
Photo by Andre Taissin on Unsplash “Hope for the best but prepare for the worst” is an age-old English proverb that rings true, especially in these present times we’re living in. It is crucial to prepare for tough times, especially when you are flourishing financially. Although it may be hard to foresee any hiccups that may present turmoil in the future, it is wise to
Financial Planning: Hope for the Best but Prepare for the Worst Read More »
Photo by Anastasiia Chepinska on Unsplash Countless people make sure they have medical aid as well as gap cover to pay their medical bills if they get sick. However, they don’t often consider the bigger financial implications of not being able to work due to injury or illness. This is especially relevant in light of
Four Reasons to Get FMI Income Protection Read More »
Photo by Clemens van Lay on Unsplash While retirement looks different for everyone and each person adjusts to it in their own unique way, it often follows a general course, which many refer to as the six stages of retirement. We know that not everyone can be boxed neatly into this pattern, however, becoming familiar
What Are the Six Stages of Retirement? Read More »
Photo by Morgan Housel on Unsplash Advances in medicine and new discoveries in the medical field have helped us live longer, healthier lives. According to the World Health Organization, while life expectancy varies from country to country, on the whole, it has risen by five years across the world since 2000. The number of years of good health that we can expect is now much more than it ever
Chronological Aging Versus Biological Aging Read More »
Photo by Sincerely Media on Unsplash At Alex Wardle, retirement is topic we’re passionate about, and we love seeing our clients through this life stage – both in terms of the financial impact of it and the psychological adjustment to it. As avid readers, we’ve perused our fair share of books on this topic, and while there are plenty of
Our Top 2 Retirement Reads Read More »
Photo by Arif Riyanto on Unsplash When it comes to making decisions, we as humans can be a little lazy. Not because we are purposefully not willing to put in the mental effort, but because our brains are wired to make decisions quickly, based on the information we have available. Psychologists label these cognitive ‘shortcuts’ as heuristics. While heuristics have given us the evolutionary
3 Heuristics That Can Lead to Poor Financial Decisions Read More »
Photo by Eddy Klaus on Unsplash Periods of change can bring about new challenges or new opportunities, but they can also be overwhelming and a little scary. Retirement is no different and adjusting to it may not be so easy for some, but a little guidance along the way can make all the difference. To help you better adjust to this new life stage mentally
Adjusting to Retirement Mentally and Financially Read More »
Photo by Annie Spratt on Unsplash Retirement is a big adjustment and can be quite a shock to one’s system! As humans we are naturally resistant to change and disruptions in our systems, even if these changes are good for us! Security and comfort are what we cling to when things are uncertain, and we tend to turn to what is most familiar
I’ve Retired. Now What? Read More »